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Stablecoin reference rates

Stablecoin reference rates for USDT, USDC, USD and local currencies

FXpeek provides USDT and USDC reference-rate calculators for reports, dashboards, and spreadsheet notes. The rates are reference data only and are not transaction quotes or advice.

Stablecoin reference

USDT and USDC calculator

Check USDT/USD, USDC/USD, USDT/CNY, and USDC/CNY reference rates for reports and spreadsheet notes.

Reference rate, not a transaction quote.

Reference conversionEnter an amount to calculate

Use the stablecoin reference pages or refresh to load the latest available reference rate. Open stablecoin reference pages

Supported reference pairs

USDT/USDConvert USDT to USD with a stablecoin reference rate for spreadsheet notes, reports, CSV workflows, and API examples. Reference data only, not a transaction quote.USDT/CNYConvert USDT to CNY with a stablecoin reference rate for spreadsheet notes, reports, CSV workflows, and API examples. Reference data only, not a transaction quote.USDC/USDConvert USDC to USD with a stablecoin reference rate for spreadsheet notes, reports, CSV workflows, and API examples. Reference data only, not a transaction quote.USDC/CNYConvert USDC to CNY with a stablecoin reference rate for spreadsheet notes, reports, CSV workflows, and API examples. Reference data only, not a transaction quote.

What FXpeek provides

Reference data only. FXpeek provides lookup pages, calculator output, API examples, and spreadsheet workflows. This page is not a transaction quote, redemption value, payment quote, exchange quote, settlement rate, or market-timing source.

API, CSV and spreadsheet workflows

API docsStablecoin reference rate calculatorStablecoin APIUSDT spreadsheet notes

Stablecoin FAQ

What reference rate can I document for a USDT or USDC payment?

Use a consistently selected market reference for the receipt date, keep its source and timestamp, and convert it to your accounting currency under your documented policy. FXpeek supplies reference evidence only; confirm the treatment with your accountant for your jurisdiction.

How does FXpeek calculate USDT and USDC reference rates?

FXpeek requests the selected USDT or USDC pair directly from the CoinGecko simple price API against USD or CNY and displays CoinGecko's last-updated timestamp. It does not assume that one stablecoin always equals exactly one US dollar.

Is a stablecoin reference rate automatically acceptable for tax reporting?

No. Rules and accepted sources vary by jurisdiction. Keep a consistent method, source, timestamp, amount, and transaction record, then confirm the required treatment with your accountant, auditor, or tax authority.

Which date and timestamp should I keep for a USDT receipt?

Keep the actual receipt timestamp, the reference-price timestamp returned by the source, the retrieval time, and the accounting date selected under your policy; do not silently treat them as the same event.

What evidence should stay with a stablecoin accounting record?

Keep the asset and fiat pair, token amount, reference value, source URL, source timestamp, retrieval date, transaction identifier, and the policy used to choose the accounting date.

Stablecoin reference rates for USDT, USDC, USD and local currencies | FXpeek