FXpeek vs alternatives for dated reference exchange rates
Most tools can give you a number. The difference appears later, when someone asks where the rate came from. This page compares the common options for dated reference FX rows honestly, including where FXpeek is not the right tool.
| Option | Dated rows | Source link | CSV / API | Cost | Best for |
|---|---|---|---|---|---|
| FXpeek | Yes | Source link per row | CSV + JSON + MCP | Free API; packs from $9 | Dated reference rows you can reproduce and defend |
| XE / OANDA / X-Rates | Yes | Partial | Limited / paid | Free on site | Looking up a single current or historical rate |
| exchangerate.host / Frankfurter (ECB) | Yes | Partial | API only | Free | Developers piping raw rate data into code |
| Google Sheets GOOGLEFINANCE | Yes | No source URL | Spreadsheet only | Free | In-sheet calculations without an audit trail |
| Bank / card portal | Yes | No | Statement export | Free, per transaction | Your own transaction and settlement records |
| Manual screenshots | Yes | Image only | No | Free | Nothing you need to reproduce later |
When FXpeek is the right choice
- You must attach a defensible rate to an invoice, payout, or month-end close line.
- You need the row as CSV or JSON with a source URL you can keep beside the figure.
- You want to reproduce a historical figure without re-asking a vendor.
When another option is better
- Use your bank or card statement for your own settled transaction records.
- Use a raw data API if you only need numbers inside code and no audit trail.
- Use a live trading or remittance service when you actually need to transact.
Questions
Is FXpeek a replacement for a bank quote?
No. FXpeek serves historical reference data with source links. It is not a bank quote, settlement rate, tax-authority rate, or financial advice.
How is FXpeek different from free rate APIs?
Free rate APIs return numbers. FXpeek returns dated rows that carry a source-linked reference URL and a CSV or JSON export, so an accountant, client, or auditor can reproduce the exact row later.
When should I use another option instead?
Use your bank or card statement for your own transaction records, and a raw data API if you only need numbers inside code with no audit trail. Use FXpeek when the row must be justified after the fact.
Try the developer API, reproduce the trailing-12-month range study, or read the methodology. Reference data only; not a bank quote, settlement rate, tax-authority rate, or financial advice.
Try it on your own pair
Popular dated conversions
Often-checked pairs for invoices, reports and dated records, with the same source-linked workflow.